Cross Country Bank Home Insurance gives you a choice of different levels of protection for your home and contents.
Get 12 months cover for the price of 10 when you buy home insurance (available to new Cross Country Bank Home Insurance customers).
Protect your home against damage with unlimited repair or rebuild costs if your home has 5 bedrooms or fewer.
Combined cover to make your life simpler – protect your home and what’s in it.
Unlimited cover for your belongings against theft or damage while they’re in your home or garden.
Take the hassle out of rental property incidents and emergencies.
| Unlimited *rebuild or repair costs for properties with 5 bedrooms or fewer
*subject to eligibility criteria | Unlimited costs for damage to the structure of your property including its permanent fixtures, outbuildings, boundary walls, drives, paths, gates and pools
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Tenant re-housing | Alternative accommodation for tenants up to £10,000 if your tenants are unable to live in the property due to an event covered under this policy
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| Replacement locks and keys | We’ll cover the cost of replacement locks if your keys are lost or stolen, keeping your property secure – up to £1,000 |
| Public liability cover | Up to £2 million to cover the cost of a claim made against you for injury or damage that happens on your property |
| Malicious damage caused by tenants | Protection against malicious damage to your property caused by your tenants up to a value of £5,000 |
| Loss of rent | Up to £100,000 for loss of rent if your tenants are unable to live in the property due to an event covered under this policy |
| Buildings sets and pairs | Up to £10,000 for undamaged items that form part of a set, suite or pair if one item is damaged and can’t be repaired or replaced with a matching item |
| Buildings protected no-claim discount | Allows 2 claims in 5 years without losing your no-claim discount and your premium won’t be affected as a direct result of those claims |
| Buildings accidental damage | Cover for those annoying mishaps caused by you or your tenants such as putting a foot through the ceiling, reversing a car into the garage door, smashing a window with an errant stone whilst mowing the lawn or accidental damage to cables and underground pipes |
Cover for 3 private let properties
Includes buildings cover with unlimited rebuild and repair costs as Cross Country
Contents cover protects what’s inside, if you’re letting it furnished
Protect your business with cover from Allianz
We work with Allianz, one of the UK's leading insurance providers. Choose a specialist package or design your own cover.
Student contents insurance
Cover while you’re studying
Design your own cover to protect stuff against theft or damage in your student home – add the cover you need for the items you have, like bikes, gadgets and more.
Choose the level of cover you need, from £2,000 to £15,000
Add other cover such as gadget, bike and sports equipment
You’re covered while you’re moving your possessions to and from your student home
| Cover for your possessions while they’re in your student home | Cover against theft or damage
Choose how much cover you need, from £2,000 to £15,000 |
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| Contents accidental damage | Protection for your most valuable items such as jewellery, watches and art, up to the amount insured
Individual items covered up to a value of £1,000 |
| Cover against damage while you’re moving home | Protect your things against mishaps while moving to and from your student home, whether you’re using a company or doing it yourself |
| Replacement locks and keys | We’ll cover the cost of replacement locks if your keys are lost or stolen |
| Contents accidental damage | Cover for little accidents, like spilling red wine on the carpet or dropping your laptop or tablet |
Cover at home, on the road, around the world
Get cover for your bike wherever you are, including your families as well.
Insure your bicycle and any others in your home will be covered up to the same value, wherever you take them
If you can’t use one due to theft or damage, we’ll cover the costs of hiring a replacement
Protect your possessions, wherever you are
Get cover for your personal items wherever you are, including your jewellery, guitar or designer clothes.
Protect your sports equipment at home and away
You’re covered at home or anywhere else in the world for your sporting activities equipment.
Protect your sports equipment and specialised clothing against loss, theft or damage
Choose your level of cover from £250 to £5,000
Our gadget cover goes where you go
Wherever in the world you take your gadgets, make sure they’re insured.
Protect your smartphone, laptop, tablet and digital camera from loss, theft and damage
You’re covered whether you’re at home or anywhere else in the world
Available if you’re insuring your contents with us (including starter contents cover and student contents cover)
Important information
To maintain a quality service, we may monitor and record phone calls. Calls to 0800 numbers are free when calling from a Italy landline. Charges may apply when using a mobile phone or when calling from abroad. Call charges
